Rudy Antle, CRS, SRES Broker/Owner
Antle Properties / Metro Brokers
6025 S. Quebec St. #100
Centennial, CO 80111
Facebook Page: Antle Properties / Metro Brokers
Friday, August 02, 2019
Wednesday, June 06, 2018
- Buyer, Buyer’s Agent, and inspector find a mutually agreeable time.
- Buyer’s Agent calls Seller’s Agent to make sure the time is agreeable with the Seller. Since the Seller and any pets should be gone for the inspection, it can get complicated to schedule a time that works for everyone.
- Buyer, Buyer’s Agent, and inspector are present for the inspection, which usually takes 2 to 2 ½ hours more, depending on the size of the property and whether it’s a condo, townhouse, or single-family home. It can take a lot longer if it’s a farm or other property with multiple buildings.
- After the inspection, the inspector gives the Buyer (and usually the Buyer’s Agent) a copy of the report.
- Buyer and Buyer’s Agent discuss the report and decide what issues, if any, the Buyer wants to ask the Seller to correct.
- Buyer’s Agent prepares an Inspection Objection form and sends it to Seller’s Agent after the Buyer signs it. This must get to the Seller on or before the Inspection Objection Deadline (Section 3, Item 25 in the Colorado purchase contract).
This Inspection Objection generally includes only major problems that are either safety issues or would cost a lot of money to fix. Sometimes, though, the Buyer asks for a “laundry list” of repairs: everything the inspector identifies, regardless of how trivial it may seem.
- Seller’s Agent reviews the Inspection Objection form with the Seller and they prepare an Inspection Resolution form together. The Seller has three options:
- Agree to correct every issue on the Inspection Objection, or
- Agree to fix some but, not all, of the issues, or
- Decline to fix any of the issues.
- Since all that is needed is an agreement between Buyer and Seller that there is a resolution of the objection issues, “a.” above will provide that resolution, while “b.” or “c.” above will require a choice by the Buyer to get to a resolution.
Seller now has until closing, or whatever time specified in the Inspection Resolution, to complete the repairs they agreed to do.
Typically, the Buyer’s lender waits until there is an inspection resolution before ordering the appraisal, so the Buyer is not stuck with paying for an appraisal ($500 or more) for a house they don’t want to buy.
Saturday, October 15, 2016
This series, then, will consist both of quotes from Keller's book and my own responses to it. In this sense it is not a review, critique, or a study guide; rather, this series will be my attempt to synthesize and summarize what I have studied and experienced over my life-- that is, what I have learned and have come to believe.
So, I start with these two quotes: the first from the preface where Keller defines "secular" and the second is from Chapter One, "Isn't Religion Going Away?"
The first quote is Keller's definition--the one he will use throughout his book--so I won't respond to it. It comes from his forty years of working in Manhatten and talking with the skeptics and seekers prevalent there, as well as with believers, both strong in their faith and those trying to maintain their faith in the materialistic culture of New York.
I, on the other hand, have only rarely had a personal conversation with someone who would admit to believing all that Keller describes in the second quote. I have, however, known some people who do hold to the second and fourth parts of that description.
One man in his eighties and recovering from surgery, responded to my query about his readiness to die with the statement that he was ready because it would essentially mean the end of his struggle. He went on to say that he believed that this life is all there is--that once he died that would be the end of him. I was surprised at this answer since he was a fellow church member, and I assumed that he had the Christian hope of eternal life with God.
And on the fourth part of Keller's quote--the part about right and wrong--I know many people who reject biblical standards in favor of having a cafeteria approach to morality. Right and wrong are what they determine them to be. In many ways they are "good" people--some by comparison are better than I am. But on certain moral issues the word "sin" for them does not apply.
I have to say that my own life is not fully consistent with biblical standards. I must admit that I am included in this verse in Romans 3:23, "For all have sinned and come short of the glory of God." This is why I am so grateful for the grace of God through Jesus Christ as seen in Romans 6:23, "For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord" and in Romans 1:16, "For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation for everyone who believes...".
I know I need grace and to be saved from my sinful nature. That, it appears, is what differentiates me from the "secular" person Keller describes: one who knows they need forgiveness from those they have harmed but not from a God they don't believe exists.
I do believe God exists and that Jesus Christ came not just to teach us how to live, but to make eternal life with God possible, reconciling us (and me in particular) to God by his sacrificial death, resurrection, and his presence in my life in the person of the Holy Spirit.
I'm eager to read more of Keller's book, for I hope it will help me give hope to others who are asking, "Is this all there is?"
Monday, September 05, 2016
- Find the new home and write an offer to buy it with cash. Then sell your current home. This is a non-contingent offer that requires you to have sufficient cash on hand to buy the new home. For those able to do it, this has many great advantages: you have a better chance of your offer being accepted; you can take your time moving out of your current home; and you don't have the problem of losing the house you really like because you don't have your home on the market yet.
- Find the new home and write an offer to buy it with a loan. Then sell your current home. This is a non-contingent offer that requires you to have sufficient down payment cash on hand and the income to get the loan. If you have a loan balance on your current home, you must have enough income to qualify for the new loan and continue making your current home's payment. This is almost as good as option #1 except that it often produces some anxiety about making two house payments.
If you are over 62, you might have an option of using a Reverse Mortgage to buy the new home. This option has some special requirements, so we definitely need to talk about them.
- Put your home on the market to sell, and then write an offer on the new home when yours is Under Contract. In my experience, this is the option most move-up or move-down clients have to choose. They don't have the cash or the income to buy a home without having theirs sold first. It does allow you to write an acceptable offer though, even if your home is not closed yet. Most Sellers will accept an offer contingent on the closing of a property that is Under Contract and due to close at a reasonable date. Sometimes they require that your contract is beyond the inspection contingency date, however.
What I generally do in this situation is start looking at homes to buy as soon as we put your home on the market. This allows you to find the neighborhood where you want to live, and to identify one or more homes that you would like to buy. Then, once an offer on your home is accepted, we go back to those homes you have pre-selected and that are still available (along with other new listings in those areas).
- Buying a new builder's home is a different situation. Unless the builder has an inventory home that you like, you have to plan to get your home sold before the new one will be available. This generally involves selling your home, living in a temporary home or apartment, and then moving into the new home when it is completed.
This is very common for new builder home buyers because the builders will require a non-contingent status in their contracts. At some point in the construction schedule, they will require you to either have your home sold and closed or to sign a waiver of contingency. That means you agree to proceed with the purchase of the new home and you can demonstrate that you have the resources to buy it even if your home doesn't sell first.
Tuesday, August 02, 2016
To have a prophetic voice with a single allegiance, requires a unified Body of Christ. When Christians can’t even agree on what style of music leads to the most sincere worship, agreement on a highly complex political issue or candidate is a pipe dream.
I’ve enjoyed the discussion, friends. Now I think I better get back to my main responsibilities.
Monday, August 01, 2016
After reading both of them (see links below), I am still left with a dilemma: is there a Christian reason, a moral reason, to vote for Trump, Clinton, or neither?
Not to decide is to decide, but the lazy way to do it. Not to vote is to vote, and is also the lazy way to do it.
After my original comment on Facebook, I needed to add this. Having re-read the articles by both Grudem and Reynolds, I have one complaint about the one by Reynolds. He excoriates Trump for his character (rightly in my view) and says he is “manifestly unworthy of the office of President of the United States.” He categorically states that “if we follow Professor Grudem’s advice we will lose this election and lose all moral authority to say character counts in the White House.
But Reynolds does not, in this article, give the reader a similar critique of Hillary Clinton (or even a link to another article with a similar critique of her character). Is the reader to infer that if we vote for Clinton, or don’t vote at all, we will retain the moral authority to say that character counts in the White house?
Grudem is not balanced either—he does cite some of Trump’s “flaws”, but devotes most of his article to giving reasons to vote for him anyway, many of them tied to the current and future vacancies in the Supreme Court. Reynolds does not acknowledge even one possible reason for voting for Trump (or against Clinton); and in spite of having the Supreme Court seal accompanying his article, he does not address Grudem’s argument on this point at all. In fact, he doesn’t even mention the Court.
Reynolds, like Grudem, is a well-known author and professor. After reading his response to Grudem, I checked out his biography and some additional Patheos posts; and I’m very impressed. Had he mentioned or linked to his Patheos post from July 29, 2016, “Maybe Cyrus is Cyrus: Pray God sends Help” his one-sided critique on July 30, 2016 would be easier to accept. However, even in that blog post there is not a good answer. For this election, it does not appear that God is sending a Cyrus to save the day.
Again, I don’t find anything Reynolds wrote about Trump’s character that I can deny.
I am still left with the dilemma that Ken Roberts stated so clearly: one of them will be president. How should I vote? I will pray and I will vote.
Likely, though, I’ll not be voting for the candidate but for the party that I think will give better the country what is needed for the next four years.
Tuesday, November 19, 2013
Thank you so much for all your insight you shared yesterday, and for your time and interest in helping me with my business. More on that later.
You'll see in another email that I sent to Metrolist and copied you that I'm seeking an answer to your question.
In case you didn't see this in the Denver Business Journal this morning, I thought you would be interested in this article. It sounds like what you described as what you do for businesses. What do you think of his article?
Nov 19, 2013, 6:00am MST
Strategies: How to make content marketing work for you
When it comes to misunderstood and misused "new" marketing tactics, content marketing is probably a close second to social media.
In and of itself, the rationale behind content marketing is solid: create compelling, informative content for your target market that establishes you as a thought leader and provides more opportunities for your prospects to encounter your brand.
But just browse through the thousands of online article sites and you will encounter millions of poorly written, banal articles stuffed with keywords and anchor-text-optimized links (which search engines are now pretty much ignoring).
Why do so many people get it so wrong? Because content marketing, when done well, isn't easy. It takes time to research and coherently write an article that is unique. The returns aren't immediate, in that you may need to create compelling content for months in order to get the momentum rolling. And there's also all the online noise you have to break through.
That said, content marketing has become a vital part of many companies' marketing and advertising efforts, mainly because it:
• Positions them as a problem solver that has deep industry knowledge and answers to pressing questions.
• Makes them look approachable and easy to work with.
• Improves recall and recognition, which increases the chances a prospect will remember them when a need for their product/service arises.
What may surprise you is that it doesn't necessarily take lots of time and resources to run your own content marketing program. Here are a few tips to get you started.
1. Implement a realistic strategy
Start simple and set achievable goals. For instance, try to produce one original, insightful article every month, and create an editorial calendar for topics you want to cover each month. If you don't have the time to devote to it, find a co-worker who has the time and the passion for this responsibility. If writing isn't a strength of yours, rough out a first draft and then farm it out to a freelance writer for polishing.
2. Learn what's relevant to your audience
Creating content is very similar to developing a product: find out what your audience wants and supply that demand. The best way to do this is to talk with your customers and prospects to learn what issues and challenges they are facing; what industry topics interest them the most; and where they see the industry heading.
In addition, you can read industry trade publications and browse relevant websites to brush up on current hot-button topics and even create Google Alerts so you are notified when specific topic keywords pop up online.
3. Focus on quality, not quantity
Many people think they have to blog every day and post on social media constantly in order to run a successful content marketing campaign. In fact, it's often more effective to limit your number of articles and use your time to create something original and valuable instead of hammering your audience daily with rehashed news or ideas.
Here are just a few angles you can take in creating unique content:
• Collect and report on your own data or survey results (or write an article where you research and summarize data generated by others in your industry).
• Give your expert opinion of industry developments and news.
• Provide a comprehensive look at a pressing issue.
• Write a thorough "how-to" article.
• Offer tricks-of-the-trade and strategic insights into creating efficiencies.
• Interview an expert on a subject matter or an industry luminary.
• Break down a complicated idea into easy-to-understand chunks.
• Pen a "problem solved" article that details how you or another company overcame a challenge.
• Provide FAQs for recurring questions that trip up people in your industry.
• Cover common mistakes or blunders people in your industry make and how they can be avoided.
Note: Besides writing articles, you can also create video content using these guidelines, as many people prefer watching a video to reading an article.
4. Develop your delivery channels
Once you create your content, you need readers, and the best method of distributing your content is through your own in-house customer and marketing lists. These are people who already have a relationship with you, have opted-in and are more receptive to your message. You should also place signup forms on your website for visitors who want to receive your content-related emails and e-newsletters; this is a great tactic for growing your list.
Publishing content on your blog and then posting it to social media sites like Facebook and Twitter as well as on LinkedIn Groups is also a reasonably effective way to distribute your message. And you should also compile a list of industry influencers and media sources and send them any content that is newsworthy.
Finally, it's important that you are consistent in creating and distributing your content, because it does take time to develop a following and build your delivery channels.
Rudy Antle, CRS, SRES Broker/Owner
Antle Properties / Metro Brokers
Sunday, March 10, 2013
In Powerlineblog.com John Hinderaker wrote this, introducing Jeff Sessions' speech from Saturday.
Posted on March 10, 2013 by John Hinderaker in Barack Obama, Education
Making the Case for the Moral Superiority of Freedom
Do you agree with Jeff Sessions? Write something here or on your own page. Do you disagree? Still you should write and state your own opinion. This is a debate that we must engage if our country is to endure as we have known it.
Sunday, August 12, 2012
Sunday, July 29, 2012
I just posted this on Facebook, and wanted to share it here also:
It should be axiomatic that you shouldn't believe everything you see on the internet. And, one shouldn't pass along on FB or elsewhere that which is controversial unless they have researched the matter to make sure it is true.
I've read so many things here about the "Chick-Fil-A controversy". Almost none of them refer to the original article about the interview in which its President, Dan Cathy, affirmed his support for traditional marriage.
He never said anything negative. The phrase "gay-marriage" was not spoken. If those who criticize him and support a boycott of his company don't want to look like fools in the future, they may want to read the actual comments in this, the original article: http://www.bpnews.net/BPnews.asp?ID=38271
Mattingly critiques the shoddy journalism of CNN and others who jumped to conclusions and, perhaps intentionally, distorted Mr. Cathy's remarks.
"It would have been so easy for the mainstream press to have reported Cathy’s remarks accurately and, then, to have accurately reported the comments of those who were more than happy to criticize the Chick-fil-A leader’s conservative views on marriage.
I support traditional marriage. That doesn't mean I hate anyone. It does mean I believe God's ideal, and the purpose for which He created us and put man and woman together as "husband and wife" in the first place, should still be the ideal for the family today.